Rupal Kulkarni

Director on the Board
Rupal’s work involves designing and delivering financial services for low-income migrant communities; social protection programs for informal workers; and action-research and policy in financial inclusion. She was formerly the CEO of Shram Sarathi, a pioneering institution working on financial inclusion of highly vulnerable labour migrants in India. In the past she has also worked with grassroots organizations in Ghana and Mumbai. She was an HSBC scholar at the London School of Economics and is part of a distinguished cohort of social entrepreneurs at the INSEAD Social Entrepreneurship Program. She has been featured globally by UN Women’s #SheInnovates campaign that celebrates women using innovation for advancing social impact. She was also awarded the Study UK Alumni Award for Social Impact by British Council in 2019, the VV Lead fellowship by Vital Voices in 2017 and the ICICI fellowship in 2012.

Divya Ravindranath

Director on the Board
Divya is a researcher and faculty at the Indian Institute for Human Settlements (IIHS), Bangalore. Divya’s research interests include informal work, migration, social protection, gender, and urban health. Her doctoral work focused on child under-nutrition and maternal access to healthcare services and government programmes among migrant households engaged in construction work. Building on this, her work at IIHS examines how women in the informal economy experience the mother-worker conundrum as they seek to balance paid work and childcare in the absence of any form of maternity benefits. Her ongoing projects look at time-use, paid and unpaid work and breastfeeding practices at informal work sites. Divya teaches ethnographic methods and urban health at IIHS and has been a visiting faculty at CEPT, Ahmedabad. She holds a PhD in Social Work from Brown School, Washington University in St Louis and a Masters in Social Work from Tata Institute of Social Sciences, Mumbai.

The Team

Divya Varma
Co-founder and Director- Knowledge and Policy

Divya has long years of experience in policy analysis, advocacy and research, non-profit strategy, management and fund-raising. Building on her experience in direct grassroots action in establishing and managing worker centres in high migration geographies, she has published widely on issues related to migration and informality in various academic and popular platforms. She has also made representations on the issue in several national and international fora, including at the Niti Ayog where she was a member of the sub-committee on labour migration. Divya is a recipient of many prestigious fellowships including the Fulbright- Nehru Fellowship for Leadership Development, Joint- Japan World Bank Scholarship and the Open Society Fellowship for Rights and Governance. She holds a Master's Degree in Public Administration from the Harvard Kennedy School of Government and a Masters from the Institute of Rural Management, Anand.

Tara Nair
Co-Founder and Director- Research

Tara is a prolific researcher with decades of work across various domains including livelihoods and labour, rural finance, and gender. Having completed MPhil and PhD in Applied Economics and Economics, respectively, from the Centre for Development Studies, Trivandrum (Jawaharlal Nehru University, New Delhi), Tara previously served as member of the faculty of the Gujarat Institute of Development Research (GIDR), Entrepreneurship Development Institute of India (EDII), Mudra Institute of Communications Ahmedabad (MICA) and Institute of Rural Management Anand (IRMA). She also headed research at the Friends of Women’s World Banking (India). She was a visiting scholar at the Fondation Maison des Sciences de l’homme, Paris; Media Management and Transformation Centre, Jonkoping International Business School, Jonkoping University, Sweden; and the University of Illinois, Urbana Champaign, USA.

Geeta Thatra
Associate Director – Research and Training

Geeta Thatra is a Historian and Gender Studies scholar. Her research interests include histories of migration and displacement, land and property, caste, gender, and labour, with an urban focus and interdisciplinary approach. Her doctoral thesis explored the making of Bombay in the aftermath of the 1947 Partition and the politics of refugee rehabilitation. Geeta was previously a Gender Consultant at the IIT Delhi. She has served as a Guest Editor at the esteemed journal The Book Review. Beyond academia, Geeta has contributed to grassroots housing rights, women’s rights, and student movements. She is on the board of an autonomous feminist organisation and was a student Executive Committee member of the Indian Association of Women’s Studies (IAWS). Notable accolades include the Inlaks Research and Travel Grant, Urban Aspirations in Global Cities Fellowship, and the Fredskorpset Youth Cultural Exchange Scholarship. Geeta earned her PhD in History from the Jawaharlal Nehru University, New Delhi, an MPhil in Social Sciences from the Centre for Studies in Social Sciences Calcutta, and an MA in Women’s Studies from the Tata Institute of Social Sciences, Mumbai.

Nisarg Joshi
Associate – Social Compact

Nisarg has worked on diverse thematic areas such as institution and capacity-building, financial inclusion, health, sanitation, nutrition, and rural livelihood promotion. He leads the Social Compact initiative that seeks to ensuring greater dignity and equity for informal workers by building strategic partnerships with corporations, non-profits, and sector experts. Prior to working with Work Fair and Free, Nisarg has worked with development organisations such as JEEViKA (BRLPS) and Abdul Latif Jameel Poverty Action Lab (J-PAL) in different managerial and research capacities. He holds an MBA in Rural Management degree from XIMB, Bhubaneswar.

Niveditha GD
Associate – Knowledge and Research

Niveditha undertakes research on issues such as informal work and housing arrangements, urban and labour governance, and gender-based vulnerabilities linked to migration. She has a Master's degree in Public Policy from National Law School of India University, and a Bachelor’s degree in Economics from Azim Premji University. For her Master’s thesis, she explored how urban employment guarantee models can be conceptualised and operationalised as an important policy tool for informal workers.

Anupriya S
Associate – Labour Policy & Practice

Anupriya’s approach towards her work is shaped by her extensive practice-based experience working with marginalized informal workforce, especially women, in sanitation, home-based work, small agriculture and domestic work across urban and rural landscapes. She anchors direct interventions across 3 Worker Facilitation Centers in prominent industrial clusters in Pune, where she has also been liaising with different stakeholders for fund-raising and advocacy on issues surrounding social security, wages and occupational safety and health. She was earlier associated with SEWA Bharat, as part of their Social Enterprise Support team and has also worked on several research projects including on gig economy, urban employment guarantee schemes and MGNREGA social audits. Anupriya is an alumna of the Urban Fellowship Programme (UFP) of the Indian Institute for Human Settlements (IIHS) Bangalore.

Ananya Iyer
Associate – Knowledge and Research

Ananya has pursued her Master’s in Women’s Studies from the Tata Institute of Social Sciences, Mumbai. Currently based out of Udaipur, she is working on research projects in Rajasthan and West Bengal focused on studying outmigration patterns, return migration, gaps in access to social security with a special focus on women, men and adolescent girls. She started her career with Indus Action on a project that sought to connect Building and Other Construction Workers in Delhi with social security entitlements.

Bhakti Vardam
Research Associate

Bhakti primarily undertakes participatory research with informal workers cutting across diverse occupational sectors. Her research interests include wage dynamics, occupational safety and health and housing choices of informal sector workers. She has also been a part of the Social Compact initiative that seeks to ensure greater dignity for India’s large industry-employed workforce. She was previously associated with YUVA in Navi Mumbai. She has a Master’s degree in development from Azim Premji University and a Bachelors Degree in Social Work the College of Social work, Nirmala Niketan, Mumbai.

Anuraag Srinivasan
Associate – Knowledge Management

Anuraag primarily undertakes research on the migrant labour corridors in southern India, while also leading coordination of interface with critical stakeholders in the labour and migration ecosystem. His research interests include studying wages, wellbeing, and informality of labour through a historical paradigm, which he also explored during his Master’s degree in History from Ambedkar University in Delhi. He completed his bachelor’s degree in the same discipline from University of Delhi. He was previously associated with the Azim Premji Foundation.

The Board

Rupal Kulkarni
Director on the Board
Rupal’s work involves designing and delivering financial services for low-income migrant communities; social protection programs for informal workers; and action-research and policy in financial inclusion. She was formerly the CEO of Shram Sarathi, a pioneering institution working on financial inclusion of highly vulnerable labour migrants in India. In the past she has also worked with grassroots organizations in Ghana and Mumbai. She was an HSBC scholar at the London School of Economics and is part of a distinguished cohort of social entrepreneurs at the INSEAD Social Entrepreneurship Program. She has been featured globally by UN Women’s #SheInnovates campaign that celebrates women using innovation for advancing social impact. She was also awarded the Study UK Alumni Award for Social Impact by British Council in 2019, the VV Lead fellowship by Vital Voices in 2017 and the ICICI fellowship in 2012.
Divya Ravindranath
Director on the Board
Divya is a researcher and faculty at the Indian Institute for Human Settlements (IIHS), Bangalore. Divya’s research interests include informal work, migration, social protection, gender, and urban health. Her doctoral work focused on child under-nutrition and maternal access to healthcare services and government programmes among migrant households engaged in construction work. Building on this, her work at IIHS examines how women in the informal economy experience the mother-worker conundrum as they seek to balance paid work and childcare in the absence of any form of maternity benefits. Her ongoing projects look at time-use, paid and unpaid work and breastfeeding practices at informal work sites. Divya teaches ethnographic methods and urban health at IIHS and has been a visiting faculty at CEPT, Ahmedabad. She holds a PhD in Social Work from Brown School, Washington University in St Louis and a Masters in Social Work from Tata Institute of Social Sciences, Mumbai.